{"id":2702,"date":"2011-01-17T11:35:58","date_gmt":"2011-01-17T10:35:58","guid":{"rendered":"http:\/\/neuropoolwp-com.beast-hosting.com\/2011\/01\/17\/statt-tierkrankenversicherung-einen-notfallfundus-anlegen\/"},"modified":"2011-01-17T11:35:58","modified_gmt":"2011-01-17T10:35:58","slug":"statt-tierkrankenversicherung-einen-notfallfundus-anlegen","status":"publish","type":"post","link":"https:\/\/www.neuropool.com\/en\/reports\/animals\/statt-tierkrankenversicherung-einen-notfallfundus-anlegen.html","title":{"rendered":"Create an emergency fund instead of animal health insurance"},"content":{"rendered":"<p style=\"text-align: center;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-2701\" alt=\"Animal health insurance\" src=\"https:\/\/www.neuropool.com\/wp-content\/uploads\/2011\/01\/petinsurance.jpg\" width=\"450\" height=\"318\" srcset=\"https:\/\/www.neuropool.com\/wp-content\/uploads\/2011\/01\/petinsurance.jpg 450w, https:\/\/www.neuropool.com\/wp-content\/uploads\/2011\/01\/petinsurance-300x212.jpg 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/p>\n<p>Pet health insurance can be very useful. However, you should consider whether it is better to put money aside for vet bills yourself rather than pay for insurance, as money that is not used is not lost.<\/p>\n<p>\u00a0<\/p>\n<p><!--more--><\/p>\n<p>There are various insurance offers, so you can keep the monthly premium low, but have to pay an excess or only get the vet bill reimbursed up to a certain limit. Think about whether it makes sense for you to save money yourself instead of taking out pet health insurance.<\/p>\n<p>\u00a0<\/p>\n<p>For example, if pet insurance costs 50 cents per day, that's \u20ac182.50 for the year. How much money did you actually spend on vet bills last year? There are often conditions imposed by insurance companies that only pay out in certain cases or you have to pay a considerable amount yourself. In the case of a difficult operation, a large vet bill can quickly pile up. In this case, you would of course be glad to have one. But in previous years, you may have paid insurance premiums without going to the vet. The money you paid in is lost. However, if you consistently set aside a fixed amount for potential veterinary costs, for example, the unused money is not lost but can be used in later years.<\/p>\n<p>\u00a0<\/p>\n<p>Money in a self-invested emergency fund can be used flexibly. The prerequisite is, of course, that you save consistently and don't spend the money on useless things. Otherwise, the next time you have to pay a vet bill, you will suddenly find yourself without any reserves because you have \"borrowed\" money from your savings.<\/p>\n<p>\u00a0<\/p>\n<p>When considering whether pet health insurance makes sense for your case, you need to think about what type of consumer you are. Is your pet at increased risk of accidents? Are you in a position to put money aside consistently without running out? Not only do you need to be financially capable of doing this, you also need sufficient self-discipline.<\/p>","protected":false},"excerpt":{"rendered":"<p>Pet health insurance can be very useful. However, you should consider whether it is better to put money aside for vet bills yourself rather than pay for insurance, as money that is not used is not lost. \u00a0<\/p>","protected":false},"author":1,"featured_media":2701,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_thumbnail_id":["2701"],"_fgj2wp_old_id":["2387"],"rank_math_focus_keyword":["statt tierkrankenversicherung einen notfallfundus anlegen"],"rank_math_analytic_object_id":["2041"],"rank_math_internal_links_processed":["1"],"_trp_automatically_translated_slug_en_GB":["create-an-emergency-fund-instead-of-animal-health-insurance"]},"categories":[17],"tags":[],"class_list":["post-2702","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tiere","entry","has-media"],"_links":{"self":[{"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/posts\/2702","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/comments?post=2702"}],"version-history":[{"count":0,"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/posts\/2702\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/media\/2701"}],"wp:attachment":[{"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/media?parent=2702"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/categories?post=2702"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/tags?post=2702"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}