{"id":1851,"date":"2010-08-16T15:08:14","date_gmt":"2010-08-16T13:08:14","guid":{"rendered":"http:\/\/neuropoolwp-com.beast-hosting.com\/2010\/08\/16\/persoenliche-checkliste-fuer-eine-hypothek\/"},"modified":"2022-07-19T22:16:15","modified_gmt":"2022-07-19T20:16:15","slug":"persoenliche-checkliste-fuer-eine-hypothek","status":"publish","type":"post","link":"https:\/\/www.neuropool.com\/en\/reports\/finanzen\/persoenliche-checkliste-fuer-eine-hypothek.html","title":{"rendered":"Personal checklist for a mortgage"},"content":{"rendered":"<p style=\"text-align: center;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-1850\" src=\"https:\/\/www.neuropool.com\/wp-content\/uploads\/2010\/08\/Checkliste-Hypothek.jpg\" alt=\"Flat\" width=\"450\" height=\"318\" srcset=\"https:\/\/www.neuropool.com\/wp-content\/uploads\/2010\/08\/Checkliste-Hypothek.jpg 450w, https:\/\/www.neuropool.com\/wp-content\/uploads\/2010\/08\/Checkliste-Hypothek-300x212.jpg 300w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/p>\n<p>Before you make the final decision to buy a freehold house or flat, you should go through the following checklist and think through all the points.<\/p>\n<p>\u00a0<\/p>\n<p><!--more--><br \/>\nThe advisors of construction financing companies such as BHW or LBS cannot always be trusted one hundred percent. They may be more concerned with collecting their commission for a successfully concluded contract and do not always act in the interest of the customer. Therefore, you should assess your own financial situation yourself to avoid getting into trouble later.<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p>Here's your personal checklist to find out if you can afford to own your own home or if you should wait a little longer:<\/p>\n<p>\u00a0<\/p>\n<ul>\n<li>How high can you go with the monthly rate?<\/li>\n<\/ul>\n<ul>\n<li>How long do you pay off the loan?<\/li>\n<\/ul>\n<ul>\n<li>What do you end up paying back in total?<\/li>\n<\/ul>\n<ul>\n<li>What other fees apply?<\/li>\n<\/ul>\n<ul>\n<li>Can you pay off the loan earlier or make sporadic extra deposits?<\/li>\n<\/ul>\n<ul>\n<li>What security does the lender require?<\/li>\n<\/ul>\n<ul>\n<li>Do I still have enough money left after the instalment payment?<\/li>\n<\/ul>\n<ul>\n<li>What insurances will I need?<\/li>\n<\/ul>\n<ul>\n<li>Is the property correctly described in the purchase contract?<\/li>\n<\/ul>\n<ul>\n<li>Should I seek advice from a financial advisor?<\/li>\n<\/ul>\n<ul>\n<li>If you can answer all these questions satisfactorily, then nothing stands in the way of buying your own home. <\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.neuropool.com\/en\/2009\/07\/26\/kostenloser-online-hypothekenrechner-einfach-und-gut\/\">Free online mortgage calculator<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Before you make the final decision to buy a freehold house or flat, you should go through the following checklist and think through all the points. \u00a0<\/p>","protected":false},"author":1,"featured_media":1850,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_thumbnail_id":["1850"],"_fgj2wp_old_id":["962"],"rank_math_focus_keyword":["pers\u00f6nliche checkliste f\u00fcr eine hypothek"],"rank_math_analytic_object_id":["2529"],"_trp_automatically_translated_slug_en_GB":["personal-checklist-for-a-mortgage"],"rank_math_internal_links_processed":["1"]},"categories":[6],"tags":[],"class_list":["post-1851","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finanzen","entry","has-media"],"_links":{"self":[{"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/posts\/1851","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/comments?post=1851"}],"version-history":[{"count":0,"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/posts\/1851\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/media\/1850"}],"wp:attachment":[{"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/media?parent=1851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/categories?post=1851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.neuropool.com\/en\/wp-json\/wp\/v2\/tags?post=1851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}