Finance

Numismatics, old coin
Numismatics, old coin

Coin collecting as an investment

Numismatics, old coin
Are you interested in numismatics? Perhaps you have already started collecting rare coins. Nowadays, collecting coins, especially coins that are labelled as rare, is more than just a hobby.

Few people realise how profitable coin collecting can be. Rare coins are very difficult to find, and when they are found, they have a considerable value due to their rarity. In the USA, the coin trade has tripled in recent years. Experts state that coins that were bought for 1000 dollars in the 70s are now worth up to 60,000 dollars.
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Credit cards
Credit cards

Credit cards for everyone

Credit cards
The electronic age makes almost everything possible. We no longer even need to leave the house to go shopping - provided we have a credit card.
A credit card is a simple and practical tool for booking flights and hotels or ordering goods online. There are many things you can no longer do on the Internet without a credit card. But it's not just the internet, car hire companies, for example, hardly work without a credit card.

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Friends and money
Friends and money

Lend money to friends

Friends and money
What are the pros and cons of lending money to friends? Even if it seems like an obvious thing to lend your friend money, you should think twice before doing so, because many a friendship has broken down over money. It's not for nothing that they say friendship ends with money...
Here are some helpful questions that should be clarified before lending money in order to facilitate a decision and avoid irreparable damage to the friendship.
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Piggy bank, save for home
Piggy bank, save for home

Credit for real estate

Piggy bank, save for home
There are several ways to get your own home, but very few people are lucky and the majority of people who want to fulfil this dream either have to save for a long time and/or take out a loan to make the dream a reality.

If you visit banks and other lenders to obtain offers and familiarise yourself with the possibilities of different financing models, you should be aware of various things from the outset.
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Hand with banknotes Euro
Banknotes, save money

Save money at all costs

Hand with banknotes Euro
Sometimes it is difficult to keep our money together, because there are too many temptations waiting for us, we don't even need to leave the house and dive into the jungle of shopping centres, supermarkets and boutiques. The offers come to us all by themselves, via television, the internet, telephone, brochures, or in the traditional way, sales representatives ringing our doorbell.
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Home ownership with building society contract
Home ownership with building society contract

Building savings contracts for home ownership

Home ownership with building society contract
"Schaffe, schaffe Häusle baue" is the motto for many people who, instead of paying rent, would rather own a flat or house and take out a building society contract to make this a reality.

If you have never dealt with the topic of building society savings before, you may not know how such a building society savings contract actually works.

This form of home purchase initially consists of the owner's contribution, the savings contributions and a state building subsidy.

To obtain such a building society loan, you open a building society account with a bank or building society through which the payments are made.
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Real estate Retirement provision
Real estate Retirement provision

Real estate as a pension

Real estate Retirement provisionIt has long been no secret that pensions for the current working population need to be topped up with private measures if they want to secure a life that is more or less in line with previous standards.

Among the options for ensuring this, many people consider investing their money now in a (further) property that will provide them with an income from rental income later.

The idea is not wrong, but there are a few things to bear in mind to ensure that the calculation works.

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hammer
hammer

How to get a bargain on real estate through foreclosure

hammer
The purchase of a property can be handled in the normal way, i.e. in most cases via a real estate agent, or directly from private to private. However, there are also some interesting alternatives that you should consider.

At foreclosure auctions, you can save between 10 and 30% of the actual purchase price and make a real bargain.

Although the reason why a house is foreclosed is rarely pleasant for the previous occupants, this residential property still needs to find a new owner, so why not you?

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ebay
ebay

Is shopping on E-bay safe?

ebay
The internet auction platform e-bay has not only made a name for itself in recent years, but also runs very successfully all over the world. Buying and selling across borders and made simple is often worth a look and a price comparison.

Since e-bay also devised the payment service paypal, which has now even been given the status of a bank, international payment transactions have also been made so simple that, apart from the possibly high shipping costs, there is no longer any reason not to buy a product abroad.

Unfortunately, the success of e-bay has also attracted a host of fraudsters who try to lure money out of people's pockets by unfair to criminal means.

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